Finflux Cloud – LMS (loan management system software) has the most comprehensive loan portfolio management functionality. Supports retail, SME/SMB, neo baking/lending products (Multi-tranche, floating interest, IRR based, Credit line, Co-lending). API and integration-ready with Accounting, Loan Origination, Collection, CRM, Notification (SMS, Whatsapp, email) modules. Auto-provisioning, PAR, asset classification, analytics, limits, regulatory reports (RBI/Central Bank), tax and GST ready.